NSFAS vs university bursaries
NSFAS vs. University Bursaries: Which One Is Better for You in 2025?
Funding your studies at a public FET college or university in South Africa is easier if you understand the key differences between NSFAS and university bursaries. This guide breaks it down for you, especially if you’re applying for the first time.
What Is NSFAS?
NSFAS (National Student Financial Aid Scheme) is a government-funded program that pays for tuition, accommodation, transport, study materials, and meals for eligible students. It’s available for public universities and TVET colleges across South Africa.
- Funded by the Department of Higher Education and Training
- Only for South African citizens
- Supports low-income households (combined income under R350,000/year)
What Are University Bursaries?
University bursaries are offered directly by universities. Each university sets its own criteria. Some are based on financial need, others on academic performance, or a mix of both.
- May cover full or partial costs
- Often include merit-based awards
- Sometimes come with conditions (like maintaining grades)
NSFAS vs University Bursaries: Quick Comparison
| Feature | NSFAS | University Bursaries |
|---|---|---|
| Eligibility | South African citizens, low-income families | Varies per university; may include merit-based |
| Coverage | Full (tuition, housing, meals, transport) | Partial or full; depends on bursary type |
| Repayment | No repayment | No repayment |
| Conditions | Must pass 50% of modules | Conditions vary; some need academic excellence |
| Application | Online at nsfas.org.za | Each university has its own process |
Which One Should You Choose?
If your family income is under R350,000 and you’re attending a public FET college or university, NSFAS is the safest option. It’s guaranteed by government, covers all major costs, and is easier to apply for.
If you don’t qualify for NSFAS or want extra support, look into university bursaries. These can help with accommodation, textbooks, or even give you spending money if you meet the criteria.
Pro Tip for FET College Applicants
Many TVET colleges help with NSFAS applications. Ask your campus financial aid office to assist. Apply early, before the annual deadline.
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Last updated: August 2025
